Privacy Policy
5kfundsloan.com ("we," "our," "us") provides this Privacy Policy to describe how we collect, use, disclose, and protect Personal Information when you visit our website. We encourage you to read this Privacy Policy and to use it to help you make informed decisions. We revise this Privacy Policy from time to time to reflect changes to our business, Services, or applicable laws.
HOW THIS POLICY APPLIES
This Policy has two parts so you can clearly see which rules apply to which data uses:
- Part A — GLBA/FCRA ("GLBA Track") — Applies to nonpublic personal information (NPI) collected in connection with your loan offer request, and to any credit information we obtain with your written instructions to evaluate you for alternative financial solutions.
- Part B — State Privacy Laws ("State Track") — Applies only to NPI processed on this site that is not subject to GLBA/FCRA—for example, site telemetry, or advertising/analytics outside of the GLBA context.
If information you submit relates to a financial-product request, GLBA controls even if the same identifiers also appear in other contexts.
PART A — GLBA/FCRA PRIVACY NOTICE
WHAT DO WE DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Identifiers and contact information (e.g., name, email, phone numbers, address).
- Application/request information (e.g., date of birth, military and employment status, employer and job title, time at job and address, income and pay details, requested amount and purpose).
- Sensitive identifiers (e.g., Social Security number; driver's license number and issuing state).
- Financial account information (e.g., bank name, routing and account number, account type, time with bank, direct deposit status).
- Transaction and experience information related to your request and interactions with us.
- Credit information (e.g., results of a soft inquiry obtained with your written instructions).
- Technical and security data used to protect and process your request (e.g., IP address and device/user-agent, cookies/session identifiers used for fraud prevention).
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons we choose to share; and whether you can limit this sharing.
SHARING YOUR PERSONAL INFORMATION
| Reasons We Can Share | Do We Share? | Can You Limit? |
|---|---|---|
| For our everyday business purposes — to process your request, verify identity, prevent fraud, evaluate eligibility | Yes | No |
| For our everyday business purposes — information about your creditworthiness | Yes | No |
| For our marketing purposes — to market our own websites and Services to you | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes — transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes — creditworthiness | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | Yes | Yes |
TO LIMIT OUR SHARING
Email [email protected] with subject "GLBA opt-out" and include your name, email, and phone number used on your request. Your choice limits our sharing of your nonpublic personal information with non-affiliated third parties so they can market their own products to you.
DEFINITIONS
- Affiliates: Companies related by common ownership or control. They are non-financial companies.
- Non Affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies.
- Third-party Marketers: Non-affiliated providers or promoters of personal-finance products/services.
- Lenders/Networks: Non-affiliated lenders, together with their intermediaries.
- Marketing Partners: Lenders/Networks and Third-party Marketers.
WHO WE ARE
This notice is provided by 5kfundsloan.com, the entity responsible for collecting and processing your personal information as you interact with our platform.
WHAT WE DO
How We Protect Your Information
We employ industry-standard security measures, including:
- Secure transmission of credit data under GLBA Safeguards (encryption).
- Firewalls and secure data storage.
- Restricted access to sensitive information.
- Multi-factor authentication.
- Regular security assessments.
- Breach response plans.
- Controlled data sharing with strict security and confidentiality obligations.
However, no method of transmission over the Internet is 100% secure.
How Do We Collect Your Personal Information?
We collect your personal information when you:
- Submit an inquiry on our platform or on our affiliates' websites.
- Interact with our website, including browsing, filling out forms, answering surveys.
- Communicate with us.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies as permitted.
PART B — STATE PRIVACY NOTICE
YOUR RIGHTS
| Right | Description |
|---|---|
| Right to Know / Access | You have the right to request that we disclose the categories and specific pieces of personal information we have collected about you. |
| Right to Delete | You can request that we delete personal information we have collected from you. |
| Right to Correct | You have the right to request that we correct any inaccurate personal information we maintain about you. |
| Right to Data Portability | You have the right to obtain and reuse your personal information for your own purposes. |
| Right to Opt-Out of Sale/Sharing | You may opt out of the sale or sharing of your personal information. |
| Right to Non-Discrimination | You have the right not to be discriminated against for exercising your privacy rights. |
| Right to Appeal | If we deny your request, you can appeal the decision. |
HOW TO EXERCISE YOUR RIGHTS
To request access, correction, or deletion of your personal information; or to limit use of sensitive PI, please email us at [email protected] and include your name.
CHILDREN'S PRIVACY
Our services are not intended for children under the age of 18. We do not knowingly collect, use, sell, or share the personal information of individuals under 16 years of age. If we learn that we have inadvertently collected personal information from a person under 16, we will delete that information as quickly as possible.
COOKIES AND TRACKING TECHNOLOGIES
We use cookies and similar tracking technologies for lawful purposes, including to track lead generation activities, remember your choices and preferences, improve your user experience, and analyze traffic to our Site. Most browsers allow you to block, delete Cookies, and alert you when Cookies are being set.
CONTACT US
For questions or concerns about our Privacy Policy and information practices, please contact us at [email protected].